Fair Credit Act. File a complaint against any creditor, collection agency, credit bureau, bank that ignores FTC affidavit

Fair Credit Act. File a complaint against any creditor, collection agency, credit bureau, bank that ignores FTC affidavit or refuses to give you information you requested in writing.

Control the problem. If creditors, banks, collection agencies are still giving you a hard time...

You have the right to obtain information from a debt collector. If you request in writing, a debt collector must provide you with certain information about the debts that you believe were incurred in your name by an identity thief , like the name of the creditor and the amount of the debt and any address or phone number connected with the fraudulent account, also who the original creditor who assigned the account to the collection agency is and all their information.

File a complaint against any creditor, collection agency, credit bureau, bank that ignores FTC affidavit or refuses to give you information you request in writing.

I also will tell you to consider suing any store, credit card company, loan company, anyone who gave credit to the perpetrator, because they where negligent, and probably didn't even take the basic precaution of checking for a drivers license or id or if a store their employee new the perpetrator and was probably an accomplice and they probably didn't even bother to fire that person.

This can be done up to $25,000 per company in some states in small claims court, without a lawyer. Your actual damages would be increased interest rates, increased cost of a loan, lost credit, higher closing cost, cost of selling your home you can no longer afford, loss of employment, and so on what ever your situation.

Most times if you want to sue for punitive damages you most likely need a lawyer and can't sue in small claims court.

File a complaint against any telemarketer that contacts you, after 31 days of being on the national do not call registry.

Also:

Complaints about Federal-Chartered Savings Banks should also be made online

or by mail to US Department of Treasure

Office of Thrift Supervision,

Division of Consumer Affairs,

Washington, DC 20552, 1 (800) 842-69299

If the bank has the word National or the letters N.A. in its title

this complaint form should be faxed or mailed to

Comptroller of the Currency, Customer Assistance Group,

1301 McKinney Street, Suite 3710,

Houston TX 77010

1 (800) 613-6743 FAX: 713-336-4301

Complaints regarding State-Chartered, Federally Insured Banks (FDIC) that

Are Not Members of the Federal Reserve System (Fed)

should be sent to or made online to the

Office of Bank Customer Affairs,

Federal Deposit Insurance Corporation

1 (800) 934-3342.

A complaint about a State-Chartered Bank that

Is A Member of the Federal Reserve System

should be sent to the Board of Governors of the Federal Reserve System,

Director, Division of Consumer and Community Affairs,

Washington, D.C. 20551

(202) 452-3693.